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Legal

Effective Date: July 21, 2025

Terms of Use

Privacy Policy

Cookies and Tracking Technologies

Disclaimers and Disclosures

EU and GDPR Notice

Contact

Terms of Use
These Terms constitute a legally binding agreement between you and Arc70 Capital LLC (“Arc70,” “we,” “our,” or “us”). By accessing or using our website (the “Site”), you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Site.

Eligibility
The Site is intended solely for U.S. residents who are 18+ years old and “accredited investors” under U.S. securities laws.

Modifications
Arc70 may update these Terms at any time. Continued use after changes constitutes acceptance.

Intellectual Property
All content on this Site is owned by or licensed to Arc70. Reuse, reproduction, or distribution without written consent is prohibited.

Third-Party Links and Portals
External links, including to investor platforms, are provided for convenience. Arc70 is not responsible for third-party content or terms.

Disclaimer of Warranties
The Site is provided “as is.” Arc70 disclaims all warranties, including fitness for a particular purpose and accuracy of content.

Limitation of Liability
Arc70 is not liable for any damages arising from use of the Site, including errors, omissions, outages, or reliance on presented content.

Governing Law
These Terms are governed by California law. Any disputes shall be subject to courts located in San Francisco County, CA.

Privacy Policy
Arc70 is committed to protecting your personal information. This section outlines how we collect, use, and safeguard data through this Site.

What We Collect

  • Name, email (when submitted)
  • Device data: IP, browser, usage stats
  • Download behavior: interaction with gated content

How We Collect Information
We collect information through the following methods:

  • Voluntary Submission: When you fill out forms on the Site (e.g., to download a whitepaper, subscribe to updates, or contact us), you may provide personal information such as your name and email address.
  • Automated Technologies: We use cookies, log files, and analytics tools (such as Google Analytics) to automatically collect device information, browser type, IP address, time spent on the Site, pages viewed, and referring URL.
  • Third-Party Tools: We may collect limited data via embedded forms, marketing platforms, or investor login portals you interact with through the Site.
  • Download Gating: If you request gated content (e.g., PDFs or whitepapers), your interaction may be tracked to monitor interest in our strategies or services.

We do not use these technologies to collect sensitive personal data and do not knowingly collect information from anyone under the age of 18.

How We Use It

  • Provide requested materials
  • Monitor interest in our strategies
  • Ensure site performance and security
  • Comply with applicable laws

We do not sell personal data.

Sharing of Information
We may share information with:

  • Trusted service providers
  • Legal/regulatory authorities
  • Investor platforms accessed via our Site
  • All third parties are required to safeguard your data.

Your California Privacy Rights (CPRA)
California residents may:

  • Request to access, correct, or delete personal data
  • Opt out of the sale or sharing of personal data (note: we do not sell data)

To submit a request, contact us at info@arc70.com.

Data Security
We implement appropriate safeguards. No transmission is fully secure, and use of the Site is at your own risk.

Policy Changes
This Privacy Policy may be updated from time to time. Any updates will be posted on this page.

Cookies and Tracking Technologies
We use cookies and similar technologies to:

  • Improve website performance
  • Analyze behavior and usage trends
  • Support gated content and forms

Types of cookies we use:

  • Essential: Enable core site functions
  • Analytics: Help us measure performance
  • Functional: Enhance user experience

You may disable cookies via browser settings, though this may affect site functionality. Continued use of the Site constitutes consent.

Mobile Information Sharing

Mobile information will not be shared with third parties/affiliates for marketing/promotional purposes. All the above (or below) categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Disclaimers and Disclosures

Informational Use Only
All Site content is for informational purposes only. It does not constitute:

  • An offer to buy/sell any securities
  • Investment, legal, tax, or financial advice

Offers are made only through official offering documents to qualified investors.

Performance Data
Any performance information:

  • Is illustrative only
  • May be gross or net of fees
  • Is not indicative of future results
  • May reflect internal estimates unless otherwise noted

Forward-Looking Statements
Statements about expectations or future performance are subject to uncertainty. Actual results may differ materially.

Jurisdiction
This Site is operated in the U.S. and intended only for U.S.-based accredited investors.

EU and GDPR Notice
While Arc70 does not target or solicit users in the European Union (EU), if you are an EU data subject accessing the Site, the following applies:

  • You have the right to access, correct, or delete your personal data
  • You may request restriction of processing or object to data processing
  • You have the right to data portability and to file a complaint with your local supervisory authority

To submit a GDPR-related request, contact us at info@arc70.com.

Your data will only be retained as long as necessary to fulfill the purposes outlined above, unless a longer retention period is required by law.

Contact
For any questions regarding our legal terms, privacy practices, or this Site: info@arc70.com

Robert Lucas

VP, Transaction Management

Robert Lucas manages and optimizes the warehouse portfolio at Arc70. Prior to joining, he spent 17 years at Deutsche Bank primarily as a trader across multiple asset classes. He brings over a decade of experience in Capital Markets in both Securitized Products and Munis. He holds a B.A. in both Business Administration and History as well as an M.A. in International Business from the University of Florida.

 

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Michael Patterson

Senior Advisor, Asset Protection

Michael Patterson is a senior advisor to Arc70’s servicing, origination, and underwriting functions, where his expertise adds to the firm’s lending and asset management infrastructure. He brings 40+ years of experience in real estate finance, most recently serving with Freddie Mac Multifamily as vice president for underwriting, credit, and execution for affordable and senior housing, structured transactions, small balance loans, and tax credit equity investments. He also developed and launched the K-deal securitization platform. Prior to Freddie, Michael was a construction lender and special servicer on affordable mortgages at a forerunner of Bank of America. Michael holds a B.A. from The George Washington University in Washington DC and has passed CFA Levels I & II.

 

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Joshua Cabrera

Chief Compliance Officer

Joshua Cabrera serves as Chief Compliance Officer at Arc70 where he drives the institutionalization of the firm’s limited partner base through investor research and marketing execution. Previously, he was a senior researcher of real assets at Marquette Associates and Associate Portfolio Manager at the Exelon Investment Office. He holds a B.S in Finance from the University of Notre Dame and M.B.A from Northwestern University. He is also a Chartered Financial Analyst and Level II Chartered Alternative Investment Analyst Candidate.

 

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Jennifer Wu

Chief Financial Officer

Jennifer Wu leads financial management, reporting, and operational strategy at Arc70. With 20 years of experience in corporate finance and accounting, she brings institutional rigor across treasury, audit, controls, and financial systems. Her background includes senior leadership roles in investment and real estate finance, with a focus on scalable infrastructure and investor transparency. She is a CPA and holds a B.A. in Economics and Business Administration from University of California at Berkeley and an M.B.A. from University of California at Los Angeles.

 

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TJ Park

Director, Head of Portfolio Management

TJ Park serves as head of portfolio management at Arc70 where he manages the funds’ capital allocation, liquidity, and assets. He is also involved with the firm’s business development and capital raising efforts. He started as a deal lead where he evaluated equity and debt opportunities, and sits on the firm’s investment and risk management committees. Previously, he was a senior investment analyst and asset manager at Reliant Group Management, a real estate private equity firm, and a fund analyst at WNC & Associates, a national tax credit syndicator.

 

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Matthew Cicchetti

Director, Warehouse and Legal

Matthew Cicchetti is a distinguished legal professional with a robust background in financial markets. He ensures that Arc70 operates within legal boundaries, mitigates risks, and upholds regulatory compliance. His significant experience in warehouse finance allows him to bring strategic insights into Arc70’s warehouse transactions and to optimize financial structures that enhance fund performance. Prior to joining Arc70, he spent over 9 years at Deutsche Bank, first in its legal department and then as vice president in its Municipal Capital Markets Group where he worked on billions of dollars of direct lending and derivative affordable housing transactions. Before Deutsche Bank, he was a Florida bar fellow with the ACLU of Florida and a member of a defense team practicing before the United Nations International Criminal Court for the former Yugoslavia. he holds a B.A. in History from Florida State University and a J.D. from Florida Coastal School of Law.

 

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Matthew Engler

Managing Director, Capital Markets

Matthew Engler brings 20+ years of experience in affordable housing finance across a variety of roles in investment banking, LIHTC equity investing, and debt and equity capital raising and structuring. Over the course of his career, he has worked on $20B+ of affordable housing financings, ranging from closing debt and equity at the property and fund level to structuring and executing a wide variety of hedges and swaps to large-scale pooled securitizations and risk-transfer transactions. At Arc70, he manages all aspects of the firm’s securitization programs and onboards and oversees relationships with origination and bank warehouse partners. He is a member of the risk management committee and uses his derivatives expertise to assist in hedging strategy and implementation. Prior to joining Arc70, he worked in public finance investment banking with a number of bulge bracket firms, including Wells Fargo and Barclays. In these roles he drove substantial growth of their respective affordable housing finance practices by leading municipal bond transactions for numerous state housing finance agencies and affordable housing developers and affordable housing securitizations for Freddie Mac and Fannie Mae. Earlier in his career, he invested in LIHTC properties for the insurance company Unum and raised equity from institutional investors in syndicated LIHTC funds at Meridian Investments, where he served as COO. He holds a B.A. in Physics from Bowdoin College, a M.A. in Economics from Tufts University, and an M.B.A. in Finance from the Yale School of Management.

 

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Clayton Davis

Senior Advisor, Securitization

Clayton Davis brings more than 30 years of structured finance experience to his role as Senior Advisor, Securitization at Arc70. He previously served as Director of Structured Affordable Production in Freddie Mac’s Multifamily Division, where he led the negotiation and securitization of complex affordable housing transactions. He is the named inventor of a patented affordable housing structure (U.S. Patent #8,010,439) and is recognized for his innovations in tax-exempt finance.

 

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Victor Pa

Chief Risk Officer

Victor Pa serves as head of risk management at Arc70, overseeing functions such as risk measurement and analytics and provides business strategy recommendations for the evaluation of financial volatility risk, managing portfolio limits, and implementing our capital framework and risk appetite. Prior to joining, he worked with Freddie Mac for over 25 years and has served in numerous company divisions and roles including Multifamily, Single Family, Investments, Capital Markets, Modeling, and Risk Management. He led multifamily’s regulatory capital and internal capital management initiatives as well as market risk management and mitigation activities. He holds a B.S. in Engineering and M.B.A. from Virginia Tech.

 

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Long Nguyen

Director, Head of Underwriting

Long Nguyen is a member of the investment committee at Arc70 and is responsible for the management and oversight of underwriting for multifamily affordable housing. He ensures that underwriting policies, procedures, and best practices are implemented for transactions in the portfolio. Prior to joining Arc70, he served at ARES Commercial Real Estate (ACRE Capital) as a Fannie Mae DUS underwriter. He holds a B.S. in Business Administration from University of California at Berkeley.

 

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Steffan Dye

Managing Director, Head of Investor Relations

Steffan Dye has over 20 years of professional experience in private capital investor relations and fundraising. Steffan is responsible for managing and developing investor and consultant relationships, fundraising, and marketing at Arc70. Prior to joining, he served as managing director at Harbert Management Corp. He also previously worked in Stifel / Eaton Partners’ private placement group and helped lead the investor relations and fundraising team at Ridgewood. He holds a B.A. in Global Change and World Order from the University of California at Berkeley.

 

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Denny Hou

Co-Founder and General Partner

Prior to co-founding Arc70, Denny Hou was a principal in Sierra Point Group, where he founded a multifamily investment and development firm focused on affordable housing. Before Sierra Point, he was a partner at Cypress Management and also gained experience at Kohlberg Kravis Roberts. He received a B.S. in Economics from the Wharton School of the University of Pennsylvania.

 

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Adrian Garcia

Co-Founder and General Partner

Prior to co-founding Arc70, Adrian Garcia was a principal in Google’s Capital Investments group where he led a team that executed strategic investments in real estate, affordable housing and capital market transactions. He also previously gained experience at LCV Capital Management, North Point Advisors, and DLJ Private Equity. He received a B.S. in Business Administration from University of California at Berkeley.

 

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Mark Wright

VP, Portfolio Management

Mark started his career in portfolio management at Freddie Mac Multifamily. He was responsible for hedge analytics, capital and profitability reporting, and earnings forecasts. He helped automate several key processes and provided instrumental analysis that drove impactful business model changes. After four years in Multifamily, he spent several years in Freddie Mac's Single Family division. There, he worked in securitization and provided analytics that helped support the Single Family UMBS market. He also supported the pricing division to help the company achieve target market share while meeting mission critical affordable housing goals. He holds a B.S. in Quantitative Finance and Mathematics from James Madison University and a Masters of Engineering in Computer Science from Virginia Tech.

 

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